Let’s start by helping those with preexisting conditions. Imagine this: You are not properly insured and then you get hit with a terrible accident or disease that requires costly treatment. Should any American citizen ever have to worry about being financially devastated by a medical bill? Both the Left and the Right agree that this is […]
Let’s start by helping those with preexisting conditions.
Imagine this: You are not properly insured and then you get hit with a terrible accident or disease that requires costly treatment. Should any American citizen ever have to worry about being financially devastated by a medical bill?
Both the Left and the Right agree that this is a real problem.
But forcing insurance companies to take on those with preexisting conditions could bankrupt insurance providers, especially when young, healthy people intended to subsidize the sickly are not incentivized to sign up for insurance. And a bankrupt insurance provider can’t provide insurance for anyone. So what can we do?
How long would a fire insurance company remain in business if home owners only signed up for fire insurance when there house started to burn?
How about a solution that both those on the Left and the Right can embrace? We could perhaps create high-risk pools called Safety Nets for those with preexisting conditions and high medical costs. These Safety Nets could be funded by collaboration between federal, state, and local governments, the productive sector, and charities.
Discussion topic: How would we arrange the funding of these Safety Nets? We need your proposed solutions. Please post your comments below!
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